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Business Lines of Credit

Flexible revolving credit to manage cash flow, cover expenses, and seize opportunities when they arise.

What is a Business Line of Credit?

A business line of credit works like a business credit card—you have access to a revolving credit limit that you can draw from whenever you need it. You only pay interest on the amount you actually use, and as you repay, your credit becomes available again.

This financing option provides the ultimate flexibility for managing cash flow fluctuations, unexpected expenses, or seasonal inventory needs. It's perfect for businesses that need ongoing access to working capital without the commitment of a traditional loan.

Key Features

Revolving Credit

Draw and repay as needed, credit replenishes automatically

Pay for What You Use

Interest only on drawn amounts, not the entire limit

Fast Access

Approval in days, funds available instantly once approved

Long Terms

Terms up to 10 years with flexible repayment options

Benefits

  • Access funds immediately when opportunities arise
  • Only pay interest on what you actually use
  • Credit limit replenishes as you repay
  • Perfect for managing seasonal cash flow
  • No need to reapply for each draw
  • Build business credit with responsible use
  • Use for any business purpose
  • Lower cost than repeated term loans

Common Uses

Managing seasonal inventory
Covering payroll gaps
Emergency repairs and maintenance
Taking advantage of supplier discounts
Marketing campaigns
Short-term working capital needs
Cash flow management
Unexpected business opportunities

Quick Facts

Credit Limit
$10,000 - $5,000,000
Approval Time
Same Day
Term Length
6 Months - 10 Years
Min. Time in Business
6 Months
Min. Annual Revenue
$100,000
Credit Score
600+

Get Your Line of Credit

Apply now and have funds available when you need them most.

Questions?

Our financing experts are here to help you find the right solution.