Business Term Loans

Structured financing for major business investments, expansions, and long-term growth initiatives.

What is a Business Term Loan?

A business term loan provides a lump sum of capital that you repay over a fixed period with predictable monthly payments. This type of financing is ideal for businesses looking to make significant investments in growth, such as expanding operations, purchasing equipment, or funding large projects.

With terms ranging from 6 months to 10 years and competitive rates, term loans offer the stability and predictability needed for strategic business planning. You'll know exactly what you owe each month, making budgeting simple.

Key Features

Fast Funding

Get funded in as little as 1-3 business days

Competitive Rates

Lower rates than alternative financing options

Flexible Terms

Choose repayment terms from 6 months to 10 years

Fixed Payments

Predictable monthly payments for easy budgeting

Benefits

Predictable monthly payments make budgeting easier
Lower interest rates compared to short-term financing
Longer repayment terms reduce monthly payment burden
Build business credit with on-time payments
Tax-deductible interest in most cases
Use funds for any business purpose
No restrictions on how you spend the money
Retain full ownership and control of your business

Common Uses

Business expansion and new locations

Equipment and machinery purchases

Inventory and stock purchases

Hiring and training new employees

Marketing and advertising campaigns

Renovations and improvements

Debt consolidation and refinancing

Technology upgrades and software

How to Qualify

✓ Time in Business

At least 6-12 months of operating history

✓ Annual Revenue

Minimum $100,000 in annual sales

✓ Credit Score

600+ credit score preferred (exceptions may apply)

✓ Financial Stability

Positive cash flow and ability to repay

Quick Facts

Funding Amount: $10,000 - $5,000,000
Funding Time: 1-3 Days
Term Length: 6 Months - 10 Years
Min. Time in Business: 6-12 Months
Min. Annual Revenue: $100,000
Credit Score: 600+

Ready to Grow Your Business?

Get a custom term loan offer tailored to your business needs.

Questions?

Our financing experts are here to help you find the right solution.