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Merchant Cash Advance

Quick access to capital based on your future credit card sales. Perfect for businesses with consistent card transactions.

What is a Merchant Cash Advance?

A Merchant Cash Advance (MCA) is not a traditional loan—it's an advance on your future business sales. We provide you with a lump sum of capital in exchange for a percentage of your daily credit and debit card sales until the advance is repaid.

This financing option is ideal for businesses that need quick access to capital and have consistent card-based revenue. Repayments automatically adjust with your sales volume—higher during busy periods and lower during slower times.

Key Features

Same-Day Funding

Get approved and funded within hours, not weeks

No Minimum Credit Score

Approval based on sales performance, not credit history

Flexible Repayment

Payments scale with your revenue automatically

No Collateral Required

Unsecured funding based on future sales

Benefits

  • Lightning-fast approval and funding process
  • Repayments adjust automatically with your sales
  • No fixed monthly payments to worry about
  • Perfect for seasonal businesses with fluctuating revenue
  • Use funds for any business purpose
  • No personal guarantees or collateral required
  • Keep 100% ownership of your business

How It Works

1

Submit Your Application

Complete our simple online application in minutes with basic business information.

2

Review Your Sales History

We analyze your credit card processing statements to determine your funding amount.

3

Receive Your Offer

Get approved within hours and review your customized offer.

4

Get Funded

Accept your offer and receive funds in your account the same day.

5

Automatic Repayment

A small percentage of your daily card sales goes toward repayment automatically.

Ideal For

Retail stores
Restaurants and cafes
E-commerce businesses
Service providers
Construction companies
Healthcare providers
Hospitality businesses
Seasonal businesses

Quick Facts

Funding Amount
$10,000 - $5,000,000
Funding Time
Same Day
Term Length
3-12 Months
Min. Time in Business
4 Months
Min. Monthly Revenue
$10,000
Credit Score
No Minimum

Ready to Get Started?

Apply now and get approved within hours. No obligation to accept.

Questions?

Our financing experts are here to help you find the right solution.